| 1 |
Application/Login Fee (Non Refundable) |
Rs. 5,000/- + Applicable GST |
| 2 |
Processing Fee(% of loan application value) |
1% to 2% (case to case basis)+Applicable GST Will be collected post adjusting application fee before loan disbursement
|
| 3 |
CERSAI Registry / Modification Charges |
Rs. 50/- for loans up to Rs. 5 Lakh + Applicable GST
Rs. 100/- for loans above Rs. 5 Lakh + Applicable GST |
| 4 |
Technical Fees (for additional property or property situated outside geographic limit or for pre technical) |
a. Within 60 km radius: No charges
b. Beyond 60 km: Rs. 500/- for first visit and Rs. 750/- for subsequent visits + Applicable GST
|
| 5 |
Valuation Fee in Construction Linked Loan cases |
First visit: No charges.Subsequent visits: Rs. 500/- + Applicable GST
|
| 6 |
Cheque/ECS bounce charges |
Rs. 500/- + Applicable GST
|
| 7 |
Bank Charges on Cheque/ECS Bounce |
At actuals |
| 8 |
Cash collection charges |
1% of collection amount for Rs. 50,000 & above in cash + Applicable GST |
| 9 |
Overdue Charges on default instalment(EMI/Pre- EMI)s |
18% Per annum on the outstanding dues |
| 10 |
Demand Draft/Pay Order issuance charges |
Rs. 150/- per Lakh or actual bank charges, whichever is higher + Applicable GST
|
| 11 |
ECS/Cheque swapping charges |
Rs. 250/- per swap + Applicable GST
|
| 12 |
Collection pickup charges |
Rs. 250/- per visit + Applicable GST |
| 13 |
Conversion charges |
0.5% of principal outstanding
Conversion scheme can be availed only after 1 year from the date of disbursement |
| 14 |
Legal charges |
As applicable on case to case basis |
| 15 |
Non-encumbrance certificate |
At actuals |
| 16 |
Legal/ repossession and incidental charges |
At actuals |
| 17 |
Stamp duty/ Franking charges |
As per applicable law/charges of the relevant property state |
| 18 |
Duplicate no dues certificate |
Rs. 250/- + Applicable GST |
| 19 |
Copy of property documents |
Rs. 500 + Applicable GST |
| 20 |
Statement of account/ provisional IT certificate |
No Charges once in a Financial Year
Subsequently: Rs. 250/- per statement + Applicable GST |
| 21 |
Custodial fee for property documents in closed loans |
Rs. 500/- per month + Applicable GST(post 60 days from loan closure date) |
| 22 |
Document retrieval charges on loan closure |
Rs. 1,000/- for loans upto Rs. 10 Lakh+Applicable GST
Rs. 2,000/- for loans above Rs. 10 Lakh+Applicable GST |
| 23 |
Foreclosure statement |
Rs. 1000
/- + Applicable GST |
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