1 |
Application/Login Fee (Non Refundable) |
Rs. 5,000/- + Applicable GST |
2 |
Processing Fee(% of loan application value) |
1% to 2% (case to case basis)+Applicable GST Will be collected post adjusting application fee before loan disbursement
|
3 |
CERSAI Registry / Modification Charges |
Rs. 50/- for loans up to Rs. 5 Lakh + Applicable GST
Rs. 100/- for loans above Rs. 5 Lakh + Applicable GST |
4 |
Technical Fees (for additional property or property situated outside geographic limit or for pre technical) |
a. Within 60 km radius: No charges
b. Beyond 60 km: Rs. 500/- for first visit and Rs. 750/- for subsequent visits + Applicable GST
|
5 |
Valuation Fee in Construction Linked Loan cases |
First visit: No charges.Subsequent visits: Rs. 500/- + Applicable GST
|
6 |
Cheque/ECS bounce charges |
Rs. 500/- + Applicable GST
|
7 |
Bank Charges on Cheque/ECS Bounce |
At actuals |
8 |
Cash collection charges |
1% of collection amount for Rs. 50,000 & above in cash + Applicable GST |
9 |
Overdue Charges on default instalment(EMI/Pre- EMI)s |
18% Per annum on the outstanding dues |
10 |
Demand Draft/Pay Order issuance charges |
Rs. 150/- per Lakh or actual bank charges, whichever is higher + Applicable GST
|
11 |
ECS/Cheque swapping charges |
Rs. 250/- per swap + Applicable GST
|
12 |
Collection pickup charges |
Rs. 250/- per visit + Applicable GST |
13 |
Conversion charges |
0.5% of principal outstanding
Conversion scheme can be availed only after 1 year from the date of disbursement |
14 |
Legal charges |
As applicable on case to case basis |
15 |
Non-encumbrance certificate |
At actuals |
16 |
Legal/ repossession and incidental charges |
At actuals |
17 |
Stamp duty/ Franking charges |
As per applicable law/charges of the relevant property state |
18 |
Duplicate no dues certificate |
Rs. 250/- + Applicable GST |
19 |
Copy of property documents |
Rs. 500 + Applicable GST |
20 |
Statement of account/ provisional IT certificate |
No Charges once in a Financial Year
Subsequently: Rs. 250/- per statement + Applicable GST |
21 |
Custodial fee for property documents in closed loans |
Rs. 500/- per month + Applicable GST(post 60 days from loan closure date) |
22 |
Document retrieval charges on loan closure |
Rs. 1,000/- for loans upto Rs. 10 Lakh+Applicable GST
Rs. 2,000/- for loans above Rs. 10 Lakh+Applicable GST |
23 |
Foreclosure statement |
Rs. 1000
/- + Applicable GST |