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Loan Charges

Sr.No Charge Description Charge Amount
1 Application/Login Fee (Non Refundable) Rs. 5,000/- + Applicable GST
2 Processing Fee(% of loan application value) 1% to 2% (case to case basis)+Applicable GST Will be collected post adjusting application fee before loan disbursement
3 CERSAI Registry / Modification Charges Rs. 50/- for loans up to Rs. 5 Lakh + Applicable GST Rs. 100/- for loans above Rs. 5 Lakh + Applicable GST
4 Technical Fees (for additional property or property situated outside geographic limit or for pre technical) a. Within 60 km radius: No charges b. Beyond 60 km: Rs. 500/- for first visit and Rs. 750/- for subsequent visits + Applicable GST
5 Valuation Fee in Construction Linked Loan cases First visit: No charges.Subsequent visits: Rs. 500/- + Applicable GST
6 Cheque/ECS bounce charges Rs. 500/- + Applicable GST
7 Bank Charges on Cheque/ECS Bounce At actuals
8 Cash collection charges 1% of collection amount for Rs. 50,000 & above in cash + Applicable GST
9 Overdue Charges on default instalment(EMI/Pre- EMI)s 18% Per annum on the outstanding dues
10 Demand Draft/Pay Order issuance charges Rs. 150/- per Lakh or actual bank charges, whichever is higher + Applicable GST
11 ECS/Cheque swapping charges Rs. 250/- per swap + Applicable GST
12 Collection pickup charges Rs. 250/- per visit + Applicable GST
13 Conversion charges 0.5% of principal outstanding Conversion scheme can be availed only after 1 year from the date of disbursement
14 Legal charges As applicable on case to case basis
15 Non-encumbrance certificate At actuals
16 Legal/ repossession and incidental charges At actuals
17 Stamp duty/ Franking charges As per applicable law/charges of the relevant property state
18 Duplicate no dues certificate Rs. 250/- + Applicable GST
19 Copy of property documents Rs. 500 + Applicable GST
20 Statement of account/ provisional IT certificate No Charges once in a Financial Year Subsequently: Rs. 250/- per statement + Applicable GST
21 Custodial fee for property documents in closed loans Rs. 500/- per month + Applicable GST(post 60 days from loan closure date)
22 Document retrieval charges on loan closure Rs. 1,000/- for loans upto Rs. 10 Lakh+Applicable GST Rs. 2,000/- for loans above Rs. 10 Lakh+Applicable GST
23 Foreclosure statement Rs. 1000 /- + Applicable GST

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CIN No : U65910MH1995PLC364635

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